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Mayur Bhola

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A fixed deposit (FD) is a financial instrument provided by banks or NBFCs which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account. It is known as a term deposit or time deposit in Canada, Australia, New Zealand, and the US, and as a bond in the United Kingdom and India. They are considered to be very safe investments.

Benefits of FD

* Customers can avail loans against FDs up to 80 to 90 percent of the value of deposits. The rate of interest on the loan could be 1 to 2 percent over the rate offered on the deposit.

* Residents of India can open these accounts for a minimum of 3 months.

Calculator app for your Fix Deposit (FD), Easily Calculate your investment fund

Fix Deposit Calculator (FD)

Fix Deposit Calculator (FD)

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